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Personal Finance · Excel + Google Sheets

Monthly Budget and Expense Tracker

Plan your budget, track income and expenses and compare budget vs. actual for all 12 months. The dashboard updates itself and shows your savings rate.

What's inside

  • Up to 12 income sources and 12 expense categories
  • Monthly tracking for January through December
  • Budget builds itself from your monthly averages
  • Budget vs. actual with the variance by category
  • Dashboard with total income, expenses, net savings and savings rate
  • Simple enough for beginners and families

Real screenshots

Monthly Budget and Expense Tracker: Income and expenses for all 12 months
Income and expenses for all 12 months
Monthly Budget and Expense Tracker: Budget vs. actual by category
Budget vs. actual by category

Try the free debt snowball calculator

Run a quick version in your browser, then get the template for the full analysis.

Open calculator →

Questions

Does it work in Google Sheets?

Yes. Your download includes the Excel file and a PDF with a link that makes your own private Google Sheets copy in one click. Both versions work the same way.

Which version of Excel do I need?

Excel 2016 or later on Windows or Mac, or Excel for the web. No macros, add-ins or subscriptions are needed.

How do I get it after I buy?

You check out on Etsy and download the files right away from your Etsy purchases page. Etsy also emails you the download link.

Is there a Spanish version?

Yes. Control de Presupuesto y Gastos Mensual is the same template, fully in Spanish.

Is this financial advice?

No. The template is an educational tool that organizes and calculates your own numbers.

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