Home / Templates / Personal Finance

Personal Finance · Excel + Google Sheets

Debt Snowball Payoff Tracker

List your debts and see the exact month you will be debt free. The tracker sets your payoff order, shows the interest you save with extra payments and charts your balance month by month.

What's inside

  • Up to 26 debts: cards, car loans, student loans, medical bills
  • Automatic snowball payoff order, smallest balance first
  • Debt-free date and months to payoff
  • Total interest paid and interest saved vs. minimum payments only
  • Weighted average interest rate
  • Month-by-month payoff chart

Real screenshots

Debt Snowball Payoff Tracker: Dashboard with your debt-free date and interest saved
Dashboard with your debt-free date and interest saved
Debt Snowball Payoff Tracker: Automatic payoff order
Automatic payoff order

Try the free debt snowball calculator

Run a quick version in your browser, then get the template for the full analysis.

Open calculator →

Questions

Does it work in Google Sheets?

Yes. Your download includes the Excel file and a PDF with a link that makes your own private Google Sheets copy in one click. Both versions work the same way.

Which version of Excel do I need?

Excel 2016 or later on Windows or Mac, or Excel for the web. No macros, add-ins or subscriptions are needed.

How do I get it after I buy?

You check out on Etsy and download the files right away from your Etsy purchases page. Etsy also emails you the download link.

Is there a Spanish version?

Yes. Rastreador de Deudas Bola de Nieve is the same template, fully in Spanish.

Is this financial advice?

No. The template is an educational tool that organizes and calculates your own numbers.

More personal finance templates

Personal Finance

Monthly Budget and Expense Tracker

12 monthsBudget vs. actualSavings rate

Plan your budget, track income and expenses and compare budget vs. actual for all 12 months. The dashboard updates itself and shows your savings…

$10Excel + Google Sheets
Personal Finance

Net Worth and Savings Goals Tracker

Net worth trend15 goals5 min a month

Update your balances once a month and watch your net worth grow. Set up to 15 savings goals and see how much to save each month and whether you…

$12Excel + Google Sheets