Guides

Money guides with real numbers

Worked examples you can check, each paired with a free calculator. No sign-up, no tracking. También en español.

Debt snowball vs. avalanche: which saves more?

Same five debts, both methods: the avalanche saves $977, the snowball gets its first win 16 months sooner.

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How much does a quinceañera cost?

What the data says, a category-by-category split and how padrinos change what you pay.

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The 1%, 50% and 70% rules, tested on a real deal

Three rules of thumb, one property and a check against the itemized numbers.

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The BRRRR method, one deal start to finish

One deal start to finish: $31,000 in, $23,500 back at the refinance and what happens if the appraisal is low.

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How much to save a month to reach $100k, $500k or $1M

The monthly amount for $100k to $1M over 10 to 40 years, and what inflation does to it.

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